PHP, 171 152 134 125
function f($s){while(!$a&&++$i<strlen($s))for($j=0;$b=substr($s,$j++,$i);)strpos($s,$b)==strrpos($s,$b)&&($a[]=$b);return$a;}
function f($s){while(!$a&&++$i<strlen($s))for($j=0;$b=substr($s,$j++,$i);)strpos($s,$b)==strrpos($s,$b)&&($a[]=$b);return$a;}